Expert Flip hard money program
Scale fast, close faster with Longleaf Expert Flip Loans
Flexible, Longer Term Hard Money Loans for Experienced Investors
We offer the fastest closings in the market for fix and flip loans. Now professional investors can get the same fast closes that Longleaf Lending is known for.
If you qualify as an experienced real estate investor, we can provide funding that will help you scale your business fast with a simple process and no junk fees.
Lower interest starting at 12%, higher term of up to 18 months, and LTC up to 100%!
How to Qualify for an Expert Flip Loan
Here are the funding guidelines for an Expert Flip loan with Longleaf Lending.
| Loan Value | $75,000-$1,000,000 |
| LTV | Up to 75% ARV |
| LTC | Up to 100% |
| Interest Rate | 12-13% (interest only) |
| Points | 2-3 |
| Term | 6-18 months |
| Closing Time | As fast as 48 hours |
| Rehab | 100% financed |
| FICO | 680 minimum |
To apply for a loan, simply click the button below and follow the instructions. The application process is fast and easy — it doesn’t take more than a minute!
What is a Expert Flip loan and how is it different from a regular Fix & Flip loan?
Longleaf Lending offers a fix and flip hard money loan for real estate investors who want to purchase a property with the intent to fix it up or renovate and afterwards resell the property for a profit.
Fix and flip loans are also referred to as a rehab loan or a short-term bridge loan. It can be used to finance the acquisition of a real estate property and finance the required renovations and improvements.
Like the regular Fix and Flip loan, Longleaf’s Expert Flip Loan Program is asset-based which means the focus is on the property’s value and cash-flow potential. The difference between the two are: longer term for Expert Flip (up to 18 months), higher LTC (up to 100% vs. 95% for the regular fix and flip loan), higher ARV (up to 75%), and a minimum of 680 FICO required for Expert Flip.
If you are interested with our Expert Flip program, don’t hesitate to talk to one of our Loan Officers so you can be guided step-by-step with the qualification process.
Who would best benefit with an Expert Flip loan?
Our Expert Flip Loan Program is designed for professional investors who want to scale their business and don’t want to work with national, lower cost lenders.
For experienced investors who qualify, you will get the same fast closes, flexibility, and simple process Longleaf Lending is known for.
If you are such real estate investor and want to start building a relationship with us, apply for pre-approval today.
Why Should You Choose Longleaf Lending as your Fix & Flip Lender?
If you are looking for a fast and reliable hard money lender, choose Longleaf Lending as your long-term partner.
We let our track record with our former and existing clients speak for itself.
Fastest Closings
Close your loans faster. Close in as fast as 48 hours!
Easy and Efficient Process
As a direct lender, we control the process. Trust us - it's simple.
100% Rehab Financing
Our loans can cover 100% of the rehab needed for your flip project.
680 Minimum FICO
We require a 680 minimum credit score to be approved for an expert flip loan.
Build a Long-Term Partnership
Build a relationship with a trusted reliable lending partner. You'll know what to expect, everytime.
Fix and Flip Loan vs. Conventional Loan
Fix and flip loans come with unique advantages compared to traditional loans from banks and other lenders.
Here are some of them below:
Faster Process
With an expert flip loan from Longleaf Lending, you can expect a fast and easy application process that enables you to scale your business faster.
Repairs Covered
The funds from the Longleaf Expert Flip Loan cover both the purchase and the repair of the property. This can take a lot of burden off from the mind (and wallet!) of the real estate investor.
Flexible Terms
Traditional loans are notoriously known for tedious processes, strict rules, and burdensome regulations. There is none of that with a fix and flip loan. Though it comes with a higher rate---the time, ease, and flexibility of a fix and flip loan more than makes up and compensates versus that of a conventional loan.
No strict limitations on property type and condition
While banks and traditional lenders have strict regulations on the types of renovations and property condition they will approve for funding, with a fix and flip loan, you can secure a loan for properties that are in a state of disrepair.
No pre-payment penalties
In traditional loans, you will typically get penalized for paying off the loan before its maturity date. With a fix and flip loan, that is not the case. Structured specifically for house flipping, the fix and flip loan will help real estate investors make a quick turnaround on their investment.
Recent Case Studies of Longleaf-Funded Fix & Flip Projects
Ready to get started?
You can apply even if you do not yet have a target property in mind. We can also supply a proof of funds letter to help strengthen your next offer.
If you are not yet ready to apply for a fix and flip loan, consider subscribing to our newsletter to get updates and the latest news from Longleaf Lending. Check out the articles below to help with your research.
